Pension Division and the Future of the Alternate Payee

The collaborative team has worked hard this year on getting a lovely couple’s divorce almost completed and the logistics for dividing the pension is being worked out.   A Financial Professional is participating at the next collaborative meeting to help with the issue of division of the pension.  Many collaborative professionals will automatically seek 50/50 division of a pension using a Qualified Domestic Relations Order, thinking that this would be fair.  Is it?  This talk by Financial Professional Chris Chen will explore some of the issues that may make a pension division that looks like simple 50/50 division, to be unfair, usually for the alternative payee (the one who doesn’t have the pension.) What should the team do when working on a case with a pension?