Investment Management

Investments

At Insight Financial Strategists LLC we are your fiduciaries. Our advice is focused solely on our view of your best interests. As fee only practitioners, our interests are aligned with yours.

Investment practice at Insight Financial Strategists is based on the academic research of the past 50 years resulting in a focus on long term investing, diversification, and asset allocation based on your risk capacity as an investor and individual goals.

Academic research on market efficiency guides our thinking: in markets that are very liquid, information is processed and reflected in stock and bond prices too quickly for any market timing strategy to justify the cost. Trying to outsmart the market in the short term is usually a futile and costly endeavor.

Your risk capacity is based on your own risk tolerance, spending and income, time horizon and net worth profiles. Academic research has clearly identified diversification and asset allocation as the main tools to manage long term risk.

We apply those financial tools to your individual and family needs, including your circumstances, your goals, your opportunities and your limitations to tailor your investment plan to your overall financial and retirement plan.

We believe that costs have a potentially major impact on returns and net worth growth. Costs come in many forms: direct expenses, hidden expenses, taxes, opportunity costs, and our fee. We work to optimize costs to ensure that you get value for your money and that your investments are well taken care of without unnecessary expenses.

Many of our clients live in Lexington MA, Arlington MA, Bedford MA, Concord MA, Newton MA, Boston, Brookline, Weston MA, Waltham, Cambridge MA, Belmont MA, Lincoln MA, Watertown, Wellesley, Winchester MA.